95ko Terms and Conditions — Complete Platform Usage Policy

📋 1. General Terms & Applicability

These Terms and Conditions apply equally to all users of the 95ko platform. They are in effect whenever you visit our website, open an account, or participate in any game.

95ko is an internationally licensed online gaming platform. We provide services specifically tailored for users in Bangladesh. By using our platform, you acknowledge that:

• You are at least 18 years of age.
• Online gaming is legal in the country where you reside.
• You are participating in gaming voluntarily and of your own free will.
• All information you provide is truthful and accurate.

👤 2. Account Registration & Management

To open an account on 95ko, you must provide accurate information in the registration form. Only one account is permitted per person. Creating multiple accounts is a violation of these terms and will result in cancellation of all bonuses and winnings.

• Name: Your full name must match your National ID or passport exactly.
• Mobile Number: Use an active number registered in your name.
• Password: Use a strong password and never share it with anyone.
• Account Transfer: Selling or transferring your account to anyone else is strictly prohibited.

You are solely responsible for all activity on your account. If you suspect unauthorized access, contact our support team immediately.

🪪 3. Identity Verification (KYC) Process

95ko complies with international Anti-Money Laundering (AML) policies. As a result, completing KYC (Know Your Customer) verification is mandatory before making a withdrawal or after depositing a specified amount.

• A clear photo of your National ID (NID) or passport.
• Selfie photo (holding your ID document).
• Proof of ownership of the mobile banking account.

KYC verification is typically completed within 24–48 hours of document submission. Withdrawal requests may not be processed until verification is complete.

💳 4. Deposit Policy

Deposits on 95ko can be made easily via Mobile Banking, Nagad, and Rocket. Please keep the following in mind when making a deposit:

• Minimum deposit: Just BDT 100.
• Maximum deposit: Daily limits are set according to your account tier.
• Processing Time: Usually instant, up to 15 minutes maximum.
• Personal Account: Only deposit from a mobile banking account registered in your own name.
• Third-Party Payments: Strictly prohibited; any associated deposit will be voided.

If a deposit is not credited for any reason, please contact our support team within 24 hours with your transaction reference number. Deposit claims cannot be processed without supporting proof.

🏧 5. Withdrawal Policy

95ko is committed to returning winnings quickly and securely. The following conditions must be met before processing a withdrawal:

• Minimum withdrawal amount: BDT 300.
• KYC Verification: Must be completed before your first withdrawal.
• Processing Time: Typically within 30 minutes; up to 24 hours during peak times.
• Withdrawal Method: Withdrawals must be made to the same mobile banking account used for the deposit.
• Bonus Wagering: A specified rollover requirement must be met before winnings from bonuses can be withdrawn.

95ko reserves the right to carry out additional checks on unusual or suspicious withdrawal requests. Accounts under suspicion of money laundering or fraud will be placed under investigation.

🎁 6. Bonus & Promotions Policy

95ko offers a range of bonuses and promotions — including a welcome bonus, reload bonus, cashback, and VIP rewards. Each bonus comes with its own terms, which you should read before claiming.

• Welcome Bonus: Up to 100% bonus on your first deposit, up to a specified maximum amount.
• Wagering Requirements: A rollover of typically 20x–30x the bonus amount must be completed.
• Validity: Each bonus has a set expiry date; any unused bonus will be forfeited once it expires.
• Game Restrictions: Some bonuses apply to specific games only; see the promotions page for full details.
• Multiple Bonuses: Multiple bonuses cannot be used at the same time.

95ko reserves the right to modify bonus terms or cancel promotions at any time. In any bonus-related dispute, 95ko's decision shall be final.

🎮 7. Gameplay Policy & Fairness Guarantee

All game outcomes on 95ko are determined by certified RNG (Random Number Generator) technology, ensuring every result is completely random and impartial.

• RNG Certification: Our RNG is regularly audited by internationally accredited organizations.
• RTP (Return to Player): RTP information for each game is published in accordance with the provider's guidelines.
• Game Error: Any payout resulting from a technical error will be considered void.
• Software Manipulation: All forms of hacking, bot usage, or software manipulation are strictly prohibited.

If you encounter any issue during gameplay, contact our support team with a screenshot. Game history is recorded, and server logs shall serve as final evidence in the event of a dispute.

🤝 8. Responsible Gaming Policy

95ko believes gaming is a form of entertainment — not a source of income. We encourage all our users to play responsibly.

• Deposit Limit: Set your own daily/weekly/monthly deposit limits.
• Self-Exclusion: You can exclude yourself from the platform for a set period of time.
• Reality Check: Set reminders to take regular breaks.
• Age Verification: We strictly enforce an 18+ policy.

Gaming addiction is a serious issue. If you feel that you or someone you know may be struggling with addiction, please contact our Responsible Gaming Get help from the page.

🚫 9. Prohibited Activities

The following activities are strictly prohibited on 95ko and will result in immediate account suspension:

• Money laundering or transactions involving illegal funds.
• Playing games using bots or automated software.
• Creating multiple accounts to take advantage of bonuses.
• Using third-party payment methods.
• Attempting to hack or exploit the platform's systems.
• Using a false identity or forged documents.
• Harassing or defrauding other users.
• Selling or transferring your account to another person.

🔒 10. Account Suspension & Closure Policy

95ko reserves the right to temporarily suspend or permanently close your account for any of the following reasons:

• Violation of any provision of these Terms and Conditions.
• KYC verification not completed.
• Accounts inactive for an extended period (over 12 months).
• Suspicious or unusual transaction activity.
• Direction from legal or regulatory authorities.

You may also close your account at any time by contacting our support team. Please withdraw any verified balance before closing your account.

⚖️ 11. Limitation of Liability

95ko is not liable for the following:

• Game sessions or transactions interrupted due to loss of internet connectivity.
• Failure of third-party services (mobile banking, game providers).
• Temporary service disruptions caused by unforeseen technical issues.
• Losses resulting from the user's own negligence or sharing of their password.

95ko is committed to maintaining high service standards. However, no compensation will be considered for temporary service interruptions caused by circumstances beyond our control.

Our maximum liability shall be limited to the amount of actual loss directly associated with the specific incident in question.

🔄 12. Changes to Terms & Contact

95ko reserves the right to modify, update, or cancel these Terms and Conditions at any time. For significant changes, we will make reasonable efforts to notify you in advance via email or platform notification.

Continued use of the platform after any changes take effect will be considered acceptance of the updated terms. Please visit this page regularly to stay informed.

Any dispute arising from these Terms and Conditions will be resolved through international arbitration. The laws of the licensing jurisdiction shall apply.